See what's really deciding your future.
Automated decisions now rule our lives, from loans, jobs, insurance and housing. Over 75% of rejected applicants never learn the true reason why their application was denied.
The result? People are held back from access to credit, careers, and homes.
That's where DecodedAlgorithms steps in. We access the decision-making process of the screening-algorithm that rejected you and turn an invisible refusal into something you can bypass. We help you decipher the screening algorithm on its own terms. You stop being the one who is scored and become the one who knows how to beat the score. With a clear, personalised improvement plan, you can strengthen your application faster and succeed sooner - before re‑applying. Your unfair advantage. Best of all, it's FREE.
How it works
Four steps from your email to a personalised report that reveals exactly what an algorithm penalised — and how to fix it.
Tell us which company made an automated decision about you
Enter the company’s name and the company’s URL that denied your application (choose from our directory or type the name and URL).
We'll access the decision‑making process
We'll access the logic behind the application-screening algorithm that has denied your application.
Analysing their algorithm
We then decode exactly how the application-screening algorithm made its decision, the personal data it collected on you, what information it deemed relevant, which factors it weighed most heavily, how it's scoring system works, what the algorithm penalised, and most importantly, the real reason your application was denied
Your story‑driven report
We then translate technical jargon into a clear, actionable plan — so you can improve your application faster and succeed sooner, before re-applying.
Select a company in our directory
Browse the list below and click on any company that denied your application. If your company isn’t listed, don’t worry — you can add it manually in the next section.
If the company that made an automated decision against you is not in our directory, you can enter it manually.
Tell us the company name and its website – we’ll still access their application-screening algorithm for you.
Pre‑application "Likelihood of Approval" Simulator
Don't want to wait?
Upload your application NOW. Our Simulator, trained on hundreds of real companies’ application‑screening algorithms, will instantly predict what factors matter and how to improve — before you apply.
£9.99/month
Cancel anytime • No long‑term commitment
Supports PDF, DOCX, JPG, PNG • Up to 5 pages • 5 MB max
When an algorithm blocks your client, you need answers.
Every day, automated systems deny people insurance, mortgages, credit, benefits, and tax refunds — without explanation. Algorithm Monitor Pro gives you the intel to fight back.
Upload your client's application. Our Simulator, trained on hundreds of real company algorithms, instantly reveals what the algorithm flagged, what it penalised, and exactly what to fix. Walk into every appeal, negotiation, or new application already knowing the winning formula.
Real‑Estate Agents
Your client can't get a mortgage. Find out exactly why the algorithm denied them — and what to do about it.
Insurance Agents
Your client is deemed uninsurable. Decode the automated risk assessment and find a path to coverage.
Financial Advisors
Your client can't access credit. Identify the hidden factors the algorithm weighed and improve their profile.
Lawyers
A client was denied a benefit or penalised. Examine the algorithm for unfair, biased, or illegal outcomes.
Accountants
A client's tax return was flagged by an algorithm. Learn what triggered the denial and whether the data was incorrect.
And More
Any professional who represents individuals facing automated decisions can use Algorithm Monitor Pro.
£19.99/month
Unlimited client reports • No per‑report fees
Cancel anytime • Professional‑grade support
For lawyers, accountants, real‑estate agents, insurers, and financial advisors
Your improvement dashboard
Once companies respond, you'll see every decision alongside a plain‑English guide on how to improve.
| Company | Sector | Decision | Risk Score | Top Factor | Report |
|---|---|---|---|---|---|
| Acme Financial | Banking | Declined | 589 / 1000 | DTI 52% | 📖 View |
| SafeGuard Insurance | Insurance | Accepted | 712 / 1000 | No claims 5yr | 📖 View |
| HireRight AI | Employment | Rejected | 44 / 100 | Gap > 6mo | 📖 View |
Frequently asked questions
We believe access to algorithmic transparency is a fundamental right. Our service is free because we aggregate anonymised insights to power research and advocacy — you're never the product.
With your explicit consent, we become your authorised representative under UK GDPR Article 15(1)(h)
You can also use our directory to scan 50+ major companies at once.
No. We equip you with a clear, story‑driven report. You can then use it to appeal directly, raise awareness, or simply improve your application before re-applying.
It's a plain‑English guide that decodes each algorithm's decision. For example: "Lower your debt‑to‑income ratio below 40%, reduce recent credit searches to ≤2, and wait 5 months. Then reapply."
For the free service, we use your email and basic information provided. However, some companies may require additional ID — we'll guide you through that if needed, but most accept our agent authorisation.
Rizak Hussein MSc - Data Scientist
Founder & CEO, DecodedAlgorithms
Rizak Hussein has a deep understanding of how algorithms are silently shaping our lives. He built DecodedAlgorithms from the ground up to give people the power to decode automated decisions. Recognised for groundbreaking work in algorithmic transparency, Rizak Hussein now leads the mission to ensure no one is left in the dark.
🔗 Connect on LinkedInReady to see how algorithms really judge you?
It's free, takes under two minutes, and you'll receive your report within 30 days.